SBI Clerk

SBI Clerk follows an annual recruitment cycle, with vacancies and dates released through the official SBI careers page.

Nationality

• Candidate must be an Indian citizen.

Educational Qualification

• A candidate must hold a graduate degree in any discipline from a recognised university.

Age Limit

• Minimum age: 20 years
• Maximum age: 28 years

Age Relaxation

Local Language Requirement

• Knowledge of the local language of the applied state is preferred and may be tested through the local language test, depending on the recruitment cycle and notification conditions.

Reservation Notes

• Reservation follows Government of India policy.
• Category-wise reservation includes GEN, OBC, EWS, SC, and ST as applicable.
• Horizontal reservation applies to PwBD and Ex-servicemen.

SBI Clerk vacancies are allocated as per government reservation norms and the recruitment notification for the respective cycle.

• Vertical reservation: GEN / OBC / EWS / SC / ST
• Horizontal reservation: PwBD, Ex-servicemen
• State-wise allocation: Vacancies are distributed across states and circles
• Language-linked posting: Local language knowledge is important for state-specific postings

Selection Process

1. Preliminary Examination

2. Mains Examination

3. Local Language Test, if required

4. Document Verification

Prelims

Mains

Local Language Test and Document Verification

• Candidates shortlisted after Mains may be called for a local language test if required.
• Final selection is subject to document verification and fulfillment of all eligibility conditions.

Prelims Syllabus

• English Language
• Numerical Ability
• Reasoning Ability

Mains Syllabus

• General / Financial Awareness
• General English
• Reasoning Ability
• Computer Aptitude
• Quantitative Aptitude

Topic Coverage

English

• Reading comprehension
• Grammar
• Vocabulary
• Error spotting
• Cloze test
• Sentence improvement

Numerical Ability / Quantitative Aptitude

• Simplification and approximation
• Number series
• Data interpretation
• Arithmetic word problems
• Ratio and proportion
• Percentage
• Profit and loss
• Time and work
• Time, speed and distance
• Simple and compound interest

Reasoning Ability

• Puzzles
• Seating arrangement
• Inequality
• Syllogism
• Coding-decoding
• Blood relation
• Direction sense
• Input-output
• Logical reasoning

General / Financial Awareness

• Banking awareness
• Current affairs
• Financial terms
• RBI and banking structure
• Government schemes related to finance
• Static general awareness

Computer Aptitude

• Basics of computers
• Internet and networking
• MS Office
• Computer hardware and software
• Security concepts

1. Visit the official SBI careers page: https://sbi.co.in/web/careers" class="inlink">sbi.co.in/web/careers

2. Open the latest SBI Clerk / Junior Associate notification.

3. Register with valid personal and contact details.

4. Fill the application form carefully.

5. Upload required documents, photograph, and signature as per instructions.

6. Pay the application fee online, if applicable.

7. Submit the form and download the confirmation page.

Important Application Warnings

• Apply only through the official SBI portal.
• Read the notification carefully before submitting the form.
• Ensure that the eligibility criteria, state preference, and language requirements are correctly entered.

Payment is generally accepted through online mode only.

The SBI Clerk / Junior Associate post offers a structured banking pay scale.

• Starting pay scale: ₹26,730–₹29,380
• Gross salary: around ₹29,000 per month
• Annual CTC: around ₹4.7 lakh

Allowances and Benefits

• Dearness Allowance (DA)
• House Rent Allowance (HRA)
• Medical benefits
• Transport allowance
• Pension-related benefits

Promotion Path

• Junior Associate
• Trainee Officer
• Probationary Officer, through internal progression and eligibility-based routes
• Managerial growth through experience and departmental advancement

SBI Clerk cutoffs vary by state, category, vacancy count, and exam difficulty. The trend below reflects recent Mains cutoffs.

Cutoffs generally remain competitive in high-vacancy and high-participation states. Performance in Mains is decisive, and category-wise variation is common across states.

Suggested Study Timeline

A focused 3–6 month plan is generally sufficient for SBI Clerk preparation if followed consistently.

Subject-Wise Approach

English

• Build speed in reading comprehension
• Practice grammar rules daily
• Solve short quizzes on vocabulary and error spotting

Numerical Ability / Quantitative Aptitude

• Master arithmetic basics first
• Practice calculation shortcuts
• Solve daily mixed questions and timed mock tests

Reasoning

• Focus on puzzles and seating arrangement
• Improve accuracy in logical and verbal reasoning
• Practice section-wise sets under time pressure

General / Financial Awareness

• Read banking awareness regularly
• Follow current affairs relevant to banking and finance
• Revise static banking concepts and important schemes

Computer Aptitude

• Learn basic computer terminology
• Practice common shortcut keys and office applications
• Revise internet, hardware, and software fundamentals

Recommended Resources

• SBI Clerk guides by Arihant
• Adda247 SBI Clerk study material
• Previous year question papers
• Sectional and full-length mock tests
• Banking awareness capsules

Practice Plan

• Solve previous year papers
• Attempt mock tests regularly
• Analyse mistakes after every test
• Revise short notes weekly

After selection, an SBI Clerk works as a branch-level customer support and sales executive.

Typical Work Areas

• Cash handling support
• Customer service
• Account-related assistance
• Passbook and cheque-related work
• Routine branch operations

Posting Pattern

• Appointment is usually in an SBI branch against the selected state/circle vacancy.
• Local language knowledge helps in daily customer interaction and branch functioning.

Growth Opportunities

• Clerk / Junior Associate
• Higher clerical or supervisory responsibilities with experience
• Internal departmental promotions
• Officer-level pathways through eligibility and performance-based progression

• Official website: https://sbi.co.in" class="inlink">https://sbi.co.in
• Careers page: https://sbi.co.in/web/careers" class="inlink">https://sbi.co.in/web/careers
• Latest notification / application portal: https://sbi.co.in/web/careers" class="inlink">https://sbi.co.in/web/careers

1. What is SBI Clerk, and why is it also called Junior Associate?

SBI Clerk is the recruitment exam for clerical posts in State Bank of India. The official designation for the post is Junior Associate (Customer Support & Sales).

2. Who conducts the SBI Clerk recruitment exam?

The State Bank of India conducts the SBI Clerk recruitment exam.

3. Is SBI Clerk an all-India exam?

Yes. It is an all-India recruitment conducted by SBI, with vacancies released state-wise.

4. What is the educational qualification required for SBI Clerk?

A candidate must be a graduate in any discipline from a recognised university.

5. What is the age limit for SBI Clerk?

The age limit is 20 to 28 years.

6. What age relaxations are available for reserved categories in SBI Clerk?

Age relaxation is available as per rules: OBC 3 years, SC/ST 5 years, PwBD 10 years, with additional relaxations where applicable for category combinations.

7. Is knowledge of the local language mandatory for SBI Clerk?

Local language knowledge is important and may be tested, depending on the state vacancy and notification conditions.

8. What is the selection process for SBI Clerk?

The selection process includes Prelims, Mains, local language test if required, and document verification.

9. What is the exam pattern for SBI Clerk Prelims?

Prelims has English Language, Numerical Ability, and Reasoning Ability, for 100 marks in 60 minutes, with 1/4 negative marking.

10. What is the exam pattern for SBI Clerk Mains?

Mains has General/Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude, for 200 marks in 2 hours 40 minutes, with 1/4 negative marking.

11. Is there negative marking in SBI Clerk?

Yes. There is negative marking of 1/4 mark for each wrong answer.

12. What subjects are asked in SBI Clerk Prelims?

The Prelims includes English Language, Numerical Ability, and Reasoning Ability.

13. What subjects are asked in SBI Clerk Mains?

The Mains includes General/Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude.

14. What is the syllabus for SBI Clerk?

The syllabus covers English, Reasoning, Quantitative Aptitude, General/Financial Awareness, Banking Awareness, and Computer Aptitude.

15. What is the application fee for SBI Clerk?

The fee is ₹750 for UR/OBC/EWS candidates, while SC/ST/PwBD candidates are exempted.

16. What is the salary of an SBI Clerk after selection?

The starting pay scale is ₹26,730–₹29,380, with gross salary around ₹29,000 per month.

17. What allowances are given to SBI Clerks?

SBI Clerks receive allowances such as DA, HRA, medical benefits, transport allowance, and pension-related benefits.

18. How many vacancies are usually announced in SBI Clerk recruitment?

Vacancies are usually announced in large numbers and are distributed state-wise. Recent cycles have seen several thousand vacancies.

19. What is the cutoff trend for SBI Clerk in recent years?

Recent Mains cutoffs have generally been around 75–85 for General, 70–80 for OBC, 60–70 for SC, and 55–65 for ST, depending on state and cycle.

20. What is the career growth after joining as an SBI Clerk?

Career growth can lead from Junior Associate to higher clerical roles and eventually to officer-level posts through internal pathways and eligibility-based promotion.