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Bank PO Exam

What is Bank PO?

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Probationary Officer recruitment for IBPS PO and SBI PO — a national-level, annual, all-India banking exam.

The Bank PO exam is a national-level recruitment exam used to select Probationary Officers (Assistant Managers / Scale-I Officers) in public sector banks.

IBPS PO vs SBI PO

  • IBPS PO is conducted by IBPS for multiple participating public sector banks through the Common Recruitment Process (CRP).
  • SBI PO is conducted separately by the State Bank of India for its own officer vacancies.
  • Both lead to officer-level banking careers, but the recruiting body, notification, and posting bank differ.
Exam name
Bank PO Exam
Full form
Bank Probationary Officer
Common abbreviations
IBPS PO, SBI PO
Conducting bodies
IBPS for participating Public Sector Banks; SBI for its own PO recruitment
Scope
Central
Region
All India posting
Department
Public Sector Banks
Frequency
Annual
IBPS PO
https://www.ibps.in
SBI PO
https://sbi.co.in
Latest notification
https://www.ibps.in
Apply portal
https://www.ibps.in
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Important Dates Snapshot

EventTypical Timeline
NotificationJuly–August
Application windowJuly–August
Prelims examAugust–September
Prelims resultSeptember–October
Mains examOctober–November
InterviewNovember–January
Final resultJanuary–April

Eligibility Criteria

Educational Qualification

  • Graduation in any discipline from a recognised university
  • Final-year students are eligible if they meet the required conditions in the official notification

Age Limit

  • Minimum age: 20 years
  • Maximum age: 30 years

Age Relaxation

CategoryRelaxation
OBC3 years
SC5 years
ST5 years
PwBD10 years

Nationality

  • Indian citizen
  • Or a subject of Nepal/Bhutan, or other categories as notified by the Government of India

Reservation Policy

Reservation is applicable as per Government of India and IBPS rules.

Category Reservation

CategoryApprox. Reservation
General50.5%
OBC27%
SC15%
ST7.5%
EWS10%

Horizontal Reservation

  • PwBD: 4%
  • Ex-servicemen: as per applicable rules

Exam Pattern

Stage-wise Structure

StagePapersMarksDurationNegative Marking
PrelimsEnglish Language, Quantitative Aptitude, Reasoning Ability1001 hour0.25 per wrong answer
MainsObjective + Descriptive English2253 hours+0.25 per wrong answer
InterviewPersonality / suitability assessment100As per scheduleNo

Prelims Structure

  • English Language
  • Quantitative Aptitude
  • Reasoning Ability

Mains Structure

Objective tests

  • Reasoning & Computer Aptitude
  • General / Economy / Banking Awareness
  • English Language
  • Data Analysis & Interpretation

Descriptive test

  • English letter writing
  • Essay writing

Selection Process

1. Preliminary Examination

2. Main Examination

3. Interview

4. Final merit list based on mains and interview performance as per official rules

Syllabus

Prelims Syllabus

  • Reading comprehension
  • Grammar and vocabulary
  • Error spotting
  • Cloze test
  • Para jumbles
  • Simplification
  • Number series
  • Arithmetic
  • Data interpretation
  • Inequalities
  • Blood relations
  • Direction sense
  • Seating arrangement
  • Syllogism
  • Coding-decoding

Mains Objective Syllabus

  • Advanced reasoning
  • Computer aptitude
  • Banking awareness
  • Current affairs
  • Economy and finance basics
  • Data interpretation and data analysis
  • High-level quantitative aptitude
  • Advanced English

Descriptive English

  • Formal letter
  • Informal letter
  • Essay writing
  • Short composition / précis-style writing as per exam format

How to Apply

1. Visit the official website: https://www.ibps.in

2. Open the Bank PO / CRP PO-MT notification

3. Register with basic details

4. Fill the application form carefully

5. Upload photo, signature, and required documents

6. Pay the application fee online

7. Submit the form and download the confirmation page

8. Save the application number for future reference

Documents Usually Required

  • Recent passport-size photograph
  • Signature
  • Left thumb impression
  • Handwritten declaration
  • Educational details
  • Category certificate, if applicable
  • PwBD certificate, if applicable

Application Fee

CategoryFee
General / OBC₹850
SC / ST / PwBD₹175

Vacancies

Recent Vacancy Trend

YearTotal Posts
20255,208
20244,455
20233,040
20226,432
20214,135

Vacancy Trend Summary

The vacancy count has varied across years, with recruitment generally opening opportunities across multiple public sector banks through the IBPS process.

Salary and Allowances

Pay Scale

  • ₹48,480–₹85,920 for Junior Management Scale-I

In-hand Estimate

  • Gross monthly salary is generally around ₹55,000–₹60,000, depending on city classification and applicable allowances

Allowances and Benefits

  • Dearness Allowance
  • House Rent Allowance
  • Transport allowance
  • Special allowances
  • Medical and other bank-specific benefits

Cutoff

Recent Final Cutoff

YearGenOBCSCST
202448454038

Preparation Guide

4–6 Month Strategy

  • Build basics in Quant, Reasoning, and English
  • Start current affairs and banking awareness early
  • Take sectional and full-length mocks regularly
  • Revise formulas, shortcuts, and error logs weekly
  • Practice descriptive writing every week

Recommended Books

  • Quantitative Aptitude: R.S. Aggarwal
  • Reasoning: M.K. Pandey
  • Banking Awareness: Monthly banking awareness magazines and current affairs compilations

Smart Preparation Tips

  • Focus on speed and accuracy
  • Master data interpretation and arithmetic
  • Improve reading comprehension through daily practice
  • Write one essay and one letter every week for descriptive English
  • Analyse every mock test to identify weak areas

Career Path

A Bank PO can grow through the following officer hierarchy:

  • Probationary Officer
  • Assistant Manager
  • Manager
  • Chief Manager
  • Assistant General Manager
  • General Manager

Official Sources

FAQs

1. What is the Bank PO exam?

The Bank PO exam is a recruitment examination for selecting Probationary Officers in public sector banks.

2. What is the difference between IBPS PO and SBI PO?

IBPS PO is conducted by IBPS for participating public sector banks, while SBI PO is conducted separately by State Bank of India for its own vacancies.

3. Who conducts the Bank PO exam?

IBPS conducts the PO recruitment for participating public sector banks, and SBI conducts its own PO recruitment separately.

4. What is the full form of PO in banking?

PO stands for Probationary Officer.

5. What is the minimum educational qualification for Bank PO?

A graduation degree in any discipline from a recognised university is required.

6. Can final-year graduation students apply for Bank PO?

Yes, final-year students are eligible if they satisfy the conditions mentioned in the official notification.

7. What is the age limit for Bank PO?

The usual age limit is 20 to 30 years.

8. What age relaxations are available for reserved categories?

OBC gets 3 years, SC/ST get 5 years, and PwBD gets 10 years of relaxation.

9. Is there any nationality requirement for Bank PO?

Yes. The applicant must be an Indian citizen or belong to other eligible categories as notified by the Government of India.

10. What is the selection process for Bank PO?

The selection process includes prelims, mains, interview, and final merit preparation.

11. What are the stages in the Bank PO exam?

The stages are Preliminary Examination, Main Examination, and Interview.

12. Is there negative marking in the Bank PO exam?

Yes. Usually, 0.25 marks are deducted for each wrong answer in the objective papers.

13. What subjects are included in the prelims syllabus?

English Language, Quantitative Aptitude, and Reasoning Ability are included in prelims.

14. What subjects are included in the mains syllabus?

Mains includes Reasoning and Computer Aptitude, General/Economy/Banking Awareness, English Language, Data Analysis & Interpretation, and Descriptive English.

15. What is the descriptive paper in Bank PO mains?

The descriptive paper tests English writing skills through letter and essay writing.

16. What is the salary of a Bank PO?

The salary is based on the Junior Management Scale-I pay structure and is generally around ₹55,000–₹60,000 per month in gross earnings.

17. What is the pay scale of a Probationary Officer?

The pay scale is ₹48,480–₹85,920.

18. How many vacancies were there in recent Bank PO cycles?

Recent vacancies were 5,208 in 2025, 4,455 in 2024, 3,040 in 2023, 6,432 in 2022, and 4,135 in 2021.

19. What is the career growth after joining as a Bank PO?

A Bank PO can grow from Assistant Manager to Manager, Chief Manager, AGM, and GM through promotions and service performance.

20. How can I apply for the Bank PO exam?

You can apply online through the official IBPS website by registering, filling the form, uploading documents, paying the fee, and submitting the application.

Disclaimer

Always verify the eligibility criteria, dates, vacancies, fee, syllabus, and selection rules from the latest official notification before applying.


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